Stripe Sessions 2026 keynote in 12 minutes

Transcript

Good morning and welcome to Stripe Sessions. Stripe is building the economic infrastructure for the AI era, and you're going to hear this theme interwoven across everything that we cover at Sessions. I think today's announcements represent the most ambitious single-day set of product launches in Stripe's history. So let's get into it. Please welcome Stripe President of Technology and Business, Will Gabryk. It's easy to underestimate the implications of a near future where agents are autonomous economic actors responsible for most internet transactions. And just as agents work faster than we do, they're going to spend money a lot faster too. Stripe Projects handles the other side of agentic coding, agentic deploying. In the era of agentic coding, building an app shouldn't feel like assembling IKEA furniture. You're juggling a dozen different services, creating accounts with each of them, bouncing between dashboards, copying and pasting secrets. And agents can't do any of this. Every single step requires a human. Well, Projects fixes this. It programmatically provisions services, manages usage, and it even navigates billing, all directly from the command line. And best of all, it empowers agents to do this autonomously. So we launched in private preview last month, and there are many, many thousands of you on the waitlist. Right now, we're raising the gate and making Stripe Projects available to everyone. A few months back, we launched the Machine Payment Protocol, or MPP, in collaboration with our friends at Tempo. Now, MPP is an open standard that lets any service tell agents that payment is required and how to pay, all directly over HTTP. But even if the app is ready to accept agentic payments, how do we give an agent a payment credential in the first place? And how can we trust them to use it responsibly? Well, it turns out we already have something perfect for this. Link. So today, we're launching Link's new Wallet for Agents. It lets you securely empower agents to spend on your behalf. Your payment credentials are never exposed, and you approve every purchase. Now, when you string together Stripe Projects, the Machine Payments Protocol, and the Link Wallet for Agents, we're really on the precipice of agents building, buying, and selling software autonomously. Let me give you a rundown of what we've been up to. With Microsoft and OpenAI, we're making products discoverable inside Copilot and ChatGPT. With Meta, we're powering checkout right inside ads. And to reach customers everywhere, you need to be where billions of people search every day. And so today, we're going even further with a big new announcement. We have partnered with Google, so your customers will soon be able to buy from you right inside AI Mode and the Gemini app. So whether you're selling inside AI surfaces or directly to agents with MPP, it all runs through the agentic commerce suite. You can integrate with Stripe once, your products become legible to agents, and we're also adding support for platforms on Stripe. We're making it easy for platforms to offer this new growth channel to their customers. And those businesses can sell without having to integrate with agents. Link now supports UPI, used by over 500 million people in India. PIX, used by over 160 million people in Brazil. And stablecoins to provide global reach. Today, I'm very excited to announce Checkout Studio, a new place for you to configure and optimize checkouts for conversion. This is the Stripe console. Console is not a refunds lookup tool. It's a fully-fledged AI agent for your Stripe account, capable of answering questions, investigating, and taking action on your Stripe data. AI is creating entirely new terrain for fraud. Bad actors are no longer just stealing money or credentials. Increasingly, they're also stealing tokens. We've added support for free trial abuse prevention in the Stripe dashboard with one click. Last year we took Radar beyond cards to ACH and CEPA. Today we're going further, a lot further, expanding Radar to block high-risk transactions across more payment methods. Now I'm not going to read them all out because, well, it's all of them. Yes, Radar now protects all of your Stripe payment volume. The market has moved to pricing based on usage, on outcomes, on hybrid models, and increasingly on tokens. This means that your ability to compete depends on a revenue system that can keep up. If you're an AI-native business or really any business leaning into AI, you face the same challenge. You need a business model [SPEAKER_03] that can handle the agent-fueled explosion in token maxing. Now the first step is tracking token consumption in real time. This is why we acquired Metronome, a billing engine that runs as fast as agents do. What if I could get paid irreversibly in real time for every token burnt? What if you could stream payments the same rate that you can burn tokens? And that's exactly why we partnered with Paradigm to build Tempo. It's a blockchain designed specifically for payments. As far as we know, no one's actually done this before. So we're going to launch the world's first ever tokens paid as burned business model right here on stage. We're going to do it by streaming stablecoins on Tempo. [SPEAKER_03] So if you pull this off, we can say we've launched America's next top model. The world's top new business model. Okay, so I'm going to set these agents off. We're going to say a little prayer to the Moscone demo gods. And here we go. All the agents are done and that's it. We just launched a world's first streaming payments [SPEAKER_06] business right here on the stage at Moscone. And now this is only possible because of Metronome, Tempo, and stablecoins tracking and paying for these tokens in real time. So this is a really visceral example of how Stripe is building the economic infrastructure for AI. [SPEAKER_06] So to recap what we've covered, custom objects, workflows and apps to customize Stripe, full page public apps in the dashboard, Stripe database to put all your data to work in real time, and billing support for sold contracts. [SPEAKER_06] A new breed of business has emerged. Startups that are hyper scaling, super lean and instantly global. But the one thing that can't seem to keep up is how you manage your money. I'm super excited to announce the new Stripe treasury, powered by both fiat and stablecoin rails. [SPEAKER_06] You get multi-currency financial accounts, which enable you to hold dollars, pounds, euros, and stablecoins side by side. You can transfer between balances and convert currencies instantly, whenever you need, even on weekends and bank holidays. In addition to that, you can create Stripe cards powered by MasterCard to spend directly against your balances. Businesses will automatically earn credits when they hold money in treasury, and they can use these credits to pay down their Stripe fees. Meta wanted to use stablecoins to send fast and reliable payments to creators in the Philippines and Colombia. That's where Link comes in. Link can now store stablecoins. And this is a big deal. This means businesses can simply send stablecoin payouts directly to the 250 million consumers on Link without having to deal with the complexities of crypto. 4.8 million times every single day. This is how often one Stripe business is paying another. Starting today, businesses on the Stripe network can send money between treasury accounts at zero cost. Hello to ChatGPT. Now, I've already connected to Stripe's MCP server and have granted it access to my treasury account. So Chat, show me the money in my Stripe balance. [SPEAKER_06] But let's try something a bit more complicated. I want to ask my agent to help me pay an invoice. [SPEAKER_06] You just saw an instant free business to business transfer on the Stripe network run entirely via agent and MCP. [SPEAKER_06] Thanks Felix. [SPEAKER_06] What we're seeing is a really profound shift in adoption with businesses large and small building on top of stablecoins the way they adopted the cloud a couple decades ago. Now, I'm extremely excited to show you something we've been building. These are digital asset accounts. It's everything you need to build financial products with crypto and stablecoins all in one API. So you get payments across tokens and chains, built-in fiat on and off ramps, on-chain FX, integrated yield, and flexible custody. And again, this is all one API. So you can just get rolling. [SPEAKER_02] Today, Stripe powers more than 16,000 platforms, serving over 11 million businesses. Almost every product we've talked about today, we've built it natively for platforms. [SPEAKER_02] I'll give you just two examples, starting with treasury. We're rolling out embedded components so you can offer your customers all the treasury capabilities I showed you earlier. [SPEAKER_02] Last year, we announced Radar for Platforms, which combats fraudulent accounts in addition to fraudulent transactions. [SPEAKER_02] Today, I'm excited to announce a new form of capital, lines of credit. Now, issuing represents another massive opportunity for both platforms and fintechs. [SPEAKER_02] We're also adding debit cards to our consumer program. And we're launching issuing for agents so that developers can now easily and more importantly, safely, give cards to a whole new kind of economic actor. [SPEAKER_02] Believe it or not, there's even more, a lot more, that we didn't have time to get to. So I'm excited to announce that there's finally somewhere you can see it all, our brand new public roadmap. [SPEAKER_02] Yep. [SPEAKER_02] Thank you. [SPEAKER_02] You've been asking us for this for years, and Candon, it's my fault you don't have it, so I'm sorry. [SPEAKER_02] But it's live now at Stripe.com slash roadmap. [SPEAKER_02] The agentic era isn't coming soon. It's happening right now. [SPEAKER_02] Thank you, everyone, and enjoy Stripe Sessions. [SPEAKER_02] Thank you, everyone, and enjoy this performance. page Publix apps in the dashboard, Stripe database to put all your data to work in real time, and billing support for sold contracts. A new breed of business has emerged. Startups that are hyper scaling, super lean and instantly global. But the one thing that can't seem to keep up is how you manage your money. I'm super excited to announce the new Stripe treasury, powered by both fiat and stable coin rails. You get multi-currency financial accounts, which enable you to hold dollars, pounds, euros, and stable coins side by side. You can transfer between balances and convert currencies instantly, whenever you need, yes, even on weekends and bank holidays. In addition to that, you can create Stripe cards powered by MasterCard to spend directly against your balances. Businesses will automatically earn credits when they hold money in treasury, and they can use these credits to pay down their Stripe fees. Meta wanted to use stable coins to send fast and reliable payments to creators in the Philippines and Colombia. That's where LINK comes in. LINK can now store stable coins. And this is a big deal. This means businesses can simply send stable coin payouts directly to the 250 million consumers on LINK without having to deal with the complexities of crypto. 4.8 million times every single day. This is how often one Stripe business is paying another. Starting today, businesses on the Stripe network can send money between treasury accounts at zero cost. Hello to ChatGPT. Now, I've already connected to Stripe's MCP server and have granted it access to my treasury account. So Chat, show me the money in my Stripe balance. But let's try something a bit more complicated. I want to ask my agent to help me pay an invoice. You just saw an instant free business to business transfer on the Stripe network run entirely via agent and MCP. Thanks Felix. What we're seeing is a really profound shift in their adoption with businesses large and small building on top of stables the way they adopted the cloud a couple decades ago. Now, I'm extremely excited to show you something we've been building. These are digital asset accounts. It's everything you need to build financial products with crypto and stable coins all in one API. So you get payments across tokens and chains, built-in fiat on and off ramps, on-chain FX, integrated yield, and flexible custody. And again, this is all one API. So you can just get rolling. Today, Stripe powers more than 16,000 platforms, serving over 11 million businesses. Almost every product we've talked about today, we've built it natively for platforms. I'll give you just two examples, starting with treasury. We're rolling out embedded components so you can offer your customers all the treasury capabilities I showed you earlier. Last year, we announced Radar for Platforms, which combats fraudulent accounts in addition to fraudulent transactions. Today, I'm excited to announce a new form of capital, lines of credit. Now, issuing represents another massive opportunity for both platforms and fintechs. We're also adding debit cards to our consumer program. And we're launching issuing for agents so that developers can now easily and more importantly, safely, give cards to a whole new kind of economic actor. Believe it or not, there's even more, a lot more, that we didn't have time to get to. So I'm excited to announce that there's finally somewhere you can see it all, our brand new public roadmap. Yep. Thank you. You've been asking us for this for years, and, Candon, it's kind of my fault you don't have it, so I'm sorry. But it's live now at Stripe.com slash roadmap. The agentic era isn't coming soon. It's happening right now. Thank you, everyone, and enjoy Stripe sessions. Thank you, everyone, and enjoy this performance.